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Individual Health Insurance
What is Individual Health Insurance?
Individual Health Insurance is a customized policy meant for a single person. Unlike a shared plan, the entire Sum Insured is reserved exclusively for you. Whether it is a minor illness or a major surgery, this plan provides a financial safety net, so you don't have to touch your savings or investments.
Why Individual Health Insurance
Why Do You Need An Individual Health Insurance?
Protection of Wealth
Medical inflation in India is rising at 14-15% annually. A single hospitalization can cost lakhs; insurance keeps your bank balance safe.
Cashless Treatment
No need to arrange cash during an emergency. We pay the hospital directly at 10,000+ network hospitals across India.
Tax Savings
Under Section 80D, the premium you pay can be claimed as a deduction, helping you save money on your income tax.
No-Claim Benefits
If you stay healthy and don’t claim, Niva Bupa rewards you by increasing your cover at no extra cost.
What is Covered?
What is Covered Under Individual Health Insurance?
In-patient Hospitalization
Covers everything from room rent, ICU charges, and nursing to doctor fees and medicines for stays exceeding 24 hours.
Pre & Post Hospitalization
We cover medical expenses incurred 60 days before you are admitted and 180 days after you are discharged (including tests and follow-up medicines).
Day Care Procedures
Covers advanced treatments like Cataract, Dialysis, or minor surgeries that don’t require a 24-hour stay.
Unlimited ReAssure
If you exhaust your cover due to multiple illnesses, Niva Bupa refills your sum insured automatically—unlimited times!
Modern Treatments
Coverage for the latest medical tech, including Robotic Surgeries and Oral Chemotherapy.
Annual Health Check-up
Stay ahead of illnesses with a complimentary full-body check-up every year.
Why Free Insurance Advisors?
Why Choose Free Insurance Advisors as Your Agent?
Choosing the right insurance is just the beginning; having a dedicated partner during your medical journey is what truly matters. We provide end-to-end support to ensure you and your family are always protected with the right advice and seamless service.
PAN India Presence
We serve clients across all states and Union Territories of India. Geography is never a barrier to receiving top-quality service.
Early Bird Advantage
Lower premiums and shorter waiting periods for those who start their insurance journey early.
Personalized Claims Support
In an emergency, you don't have to deal with robotic IVRs. You call me directly, and I will guide you through the entire claim process step-by-step.
100% Digital & Paperless
From policy issuance to renewals and claims, everything is handled online via WhatsApp and Email for your ultimate convenience.
Authorized Niva Bupa Partner
Get genuine advice on the latest products like ReAssure 3.0 or Aspire, along with the most competitive quotes tailored to your budget.
Get in Touch With Us Today
Get access to modern treatments, annual health check-ups, and a quick, hassle-free digital claim process.
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Have questions? Feel free to write us
We are just a message away. Fill in your details, and I will help you find the perfect Niva Bupa plan for your needs.
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+ 91 - 94183 06410
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info@freeinsuranceadvisors.in
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